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Expat Portfolio Lending and Equity Stock

Welcome to Platinum Global Bridging Finance

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Platinum Global Stock Loans

Welcome to Platinum Global Stock Loans

Private & Direct Lending

Enjoy privacy and personalized service working one on one with a trained account executive as we walk with you through the process.

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Liquidity & Security

Immediate liquidity allows you to diversify your portfolio while both mitigating risk of bearish market conditions and maintaining the upside potential of your stock position.

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Here’s What We Provide

Platinum Global Bridging Finance has earned its positive reputation because we go out of our way to provide truly exceptional service to each of our customers. We understand that your needs can change last minute, and we’re ready to adapt our services quickly to ensure your success. Read on to learn more about what we can do for you.

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Stock Loans

We Offer Global Stock Loans Registered On The Worlds Most Popular Stock Exchanges

What is Stock Loan Lending?

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Stock loans or collateral loans lending is the process of loaning a stock or share security to an investor, person or company. Stock loan lending is where the borrower pledges a basket of shares or pledges a stock security that is listed on a major stock exchange anywhere in the world. When a listed security or stock title is loaned the title and the ownership are also transferred to the borrower as they have put up cash which is lent to the financial investor against their exchange listed and trade-able financial securities. This is a big advantage in lending from asset backed lenders.


Understanding Stock Loan Lending

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Securities lending is conducted between stock brokers, stock dealers, stock selling institutions and not usually by individual share trading investors. But today times have changed and financial times have developed as there are many individual stock market investors that hold a majority of their savings and wealth in stocks and shares and so require  stock loan lending to finance other financial asset purchases at the drop of a hat time-wise. This released capital can be used to finance, property, art purchases,  jewellery and even classic and rare cars and vehicles at auction. In short the equity released thats being released by the stock holding client from stock lending providers can be used for any financial purchase as the investor has pledged their stocks and shares as collateral to obtain access to their equity held in their share portfolio. In short stock lenders are basically asset backed based lenders.
To complete the stock loan, a stock loan lending agreement, known as loan agreement, must be completed. This lays out the terms of the stock loan including term duration, interest rate, lock in period,  lender’s fees and the description of the collateral loan. Stock loans are also sometimes called SBL's or securities backed loans.


How Does A Non-Recourse Stock Loan Work?

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Non-recourse stock loans are a loan secured against shares in a publicly-traded company to secure the loan financing. It is an easy and efficient way for individuals, institutions, large well capitalized companies and business owners to access the value of their stocks and shares without much fuss and without having to wait too long for the money.
Securities borrowing and lending can be a critical capitalization source for entrepreneurs wanting to use this money to expand their business or to even plug a temporary hole in their cash-flow. A stock loan is a great financial lending resource they can use to gain quick access to fund their business operations from securities lenders.

Stock loan amounts are usually determined by a loan to value (LTV) ratio which means the loan amount may be equal to 60% of the value of the shares needed to secure the loan. The LTV is usually determined by the strength of the stock and by what volume is trading each month. The pledged share must have a minimum trading volume which is is at least 250,000 shares must be traded over an average of 30 days. This enables the stock loan lender to establish how much they will lend the applicant looking to loan money against the shares in their portfolio.

There is a lot of different angles to the stock financing transaction lending criteria, the maximum loan amount available to a borrower can depend depends on factors such as:

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  • Stock Market conditions.

  • Historical shares and stock prices and volume performance.

  • Total number of shares owned by the investor or company looking for the loan.

  • Market sector sentiment in the current investment climate.

  • Stock lending companies individual criteria.


Why Would companies or Investors Need A Stock Loan?

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The companies or investors ability to convert a portion of the current stock market market value of securities into cash without selling them outright is an extremely attractive option for many shareholders without having to actually give up their shares. With that equity unlocked from their stock portfolio holding, individuals and business owners can access the liquidity they need with ease and without visiting the bank. Banks dont tend to offer stock loans to companies as they would to large institutions and this is where the private institutions step in to fill this gap in the market.


What Are The Benefits of Taking a Stock or Securities Loan?

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  • Interest only payment option — No ambiguous or hidden charges; stock loans are an interest-only transparent loan option. There are no never-ending charges that seem to extend the credit unnecessarily.


  • Accessible — Stock loans are available to almost anyone but mainly to institutional investors and company owners. You don’t need a credit check to access one for your individual or business needs. The process is painless and straightforward, and your money is delivered to you most conveniently.


  • Stock Loan Liquidity — Stock loans are a fantastic easy option when an individual or business owner needs fast stock financing option to release equity. It turns equity into cash with a lot more ease than banks can offer.

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  • Lender Privacy — It provides borrowers with a trustworthy source of capital and all transactions are private and kept in strict confidence.

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  • Competitive Pricing— Stock loans offer you competitive and flexible interest rates usually less than 3%. You typically receive better terms than you would get from a traditional bank loan as the lender has your assets to lend against. The lender can liquidate these in the case of a default.

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What Is A Stock Repurchase Agreement?

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stock repurchase agreement is an agreement that is used when stocks are being sold from one person or company to another. The stock purchase agreement states that a company can buy back its stock at a later date. You own a corporation, and want to buy stocks back from a stockholder. A Stock Repurchase Agreement can help make it happen. Or maybe you own stock in a company and want to sell it back. It’s smart to outline the terms first. Getting a Stock Repurchase Agreement signed can help move the process forward. There are many reasons why you might want to re-sell your stocks to a corporation. Maybe it’s a lucrative time for you to re-sell. Maybe you just want to get out of that particular investment. Perhaps you’re a partner in the corporation and want to sell to another partner. Or maybe you are the one who wants to get your stocks back – if the stockholder agrees. Perhaps you’d just like a little more control of the corporation. Regardless of your reasons, how you go about reacquiring the stocks matters. Having a Stock Repurchase Agreement makes re-selling your stocks to a corporation a little easier by clarifying all the terms in writing. Stock repo agreements are similar in a way to securities financing.

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What Is A Trade-able Investment Bond?

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An investment bond is a financial instrument that works by allowing individuals to loan cash to institutions such as governments or companies. The institution will pay a defined interest rate on the investment for the duration of the bond, and then give the original sum back at the end of the loan’s term. While a bond’s end return is fixed, the market conditions surrounding its sale can cause fluctuations in its price to buy. High interest rates, for example, tend to make bonds less attractive to investors by providing other means of attaining high returns with low risk. For this reason, interest rates and bond prices tend to have an inverse relationship. Investors trade bonds for a number of reasons, with the key two being—profit and protection. Investors can profit by trading bonds to pick up yield (trading up to a higher-yielding bond) or benefit from a credit upgrade (bond price increases following an upgrade). Bonds can be traded for protection, which includes being credit defensive, which involves pulling money from bonds exposed to industries that might struggle in the future. As bonds are trad-able that also means that they can be eligible for an investment bond loan against the value of the bond. The bond loans would primarily be used by banks and financial institutions looking to free up liquidity either for themselves or for their clients. Bonds contain an ISIN, or International Securities Identification Number which uniquely identify the bond and thus gives our lenders the opportunity to see if the bond is worth lending against for the investor or institution holding the bond. A bond loan is very common amongst financial institutions to free up liquidity for other trades or to hedge other transactions they make.

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The benefits of securities finance far outweigh the negative aspects because of the liquidity and speed that stock lenders provide by offering a collateral loan to potential stock loan clients. The benefits of securities finance far outweigh the negative aspects because of the liquidity and speed that stock lenders provide by offering a collateral loan to potential stock loan clients. Let’s face it, Liquidity is king. So why would you not put your shares to work? Our loan stock loans are not only fast but they are safe, being that they are non recourse which is so important in this ever changing stock market. Its always advantages for client to be able to access stock loan funding when they are looking for available options when lending stocks. As the direct lender with over a 6 years of stock loan experience we guarantee effective and comprehensive stock loan transaction for you or your business. Our reputation and history of successful transactions and clients speak for themselves. We pride ourselves in helping our clients – large or small, obtain streamlined financing even in today’s economy. We lend on most stock markets. We work with all types of asset based lenders that can provide the best stock loans at the lowest interest rates. Many people ask what are securities in finance? Securities in finance are essential so investors can access the stock market and invest for the longer term while hoping they can make a profit from their stocks rising. Its important to have an investment plan and portfolio risk assessment so that you have a target to aim for.

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What Are The Benefits of A Stock Loan?

  • Liquidity – Stock loans are a fantastic option when an individual or business owner needs a quick financing option. It turns equity into cash with ease.

  • Interest-only – No ambiguous or hidden charges; stock loans are an interest-only, transparent loan option. There are no never-ending charges that seem to extend the credit unnecessarily.

  • Accessible – Stock loans are available to almost anyone. You don’t need a credit check to access one for your individual or business needs. The process is painless and straightforward, and your money is delivered to you most conveniently.

  • Privacy – It provides borrowers with a trustworthy source of capital. All transactions are private and kept in strict confidence.

  • Competitive – Global Stock loans offer you competitive and flexible interest rates. You typically receive better terms than you would get from a traditional marginal loan.

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Re-Cap of Benefits Of A Stock Loan

There are a number of key advantages to using funding of an equities related transaction from our stock lenders.

  • Fast transaction & funding

  • Non-recourse

  • No personal or Corporate guarantee.

  • Fast and easy stock loans.

  • No credit reporting in the event of a default

  • Private & confidential

  • Quick closing offering the ideal stock loan solutions.

  • Reduce the need for traditional bank recourse financing

  • No out-of-pocket expenses or up front fees

  • Low interest rates or Maintenance Fees

  • Fair share pricing using a three, five day or 30 day average

  • Flexible terms

  • Large transaction amounts accepted no problem

  • Minimum lending USD100,000

  • No maximum lending


Stock Loan Application Process

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  1. Within 24 hours of contacting the stock lender an Agent will contact you to review the stock and eligibility for a loan.

  2. If approved, they will consult with you to determine a customized solution that works best for you. A non-binding Term Sheet or stock pledge agreement will be sent to you outlining the details of the loan such as loan amount, interest rate, fees and loan term.

  3. Once the Stock Loan Term Sheet is approved by you a Non-Recourse Stock Master Loan Agreement and Stock Pledge Agreement will be prepared based on the 3–5 day average of your stock’s price and sent to you for review and approval.

  4. A current stock brokerage statement or share trading statement will be requested as proof of ownership and status of the securities prior to TERM SHEET and funding.

  5. The loan funds are disbursed either via DVP (Delivery Versus Payment) or wired into your bank account.

  6. You can make interest-only payments monthly, quarterly or semi-annually. Any dividends from the securities are credited to the loan payment first and any excess is returned to you.

  7. At the end of the loan term loan if all interest payments are made and the portfolio has maintained the required LTV, the same amount of shares originally pledged are returned to you. The loan term may also be extended or refinanced for an additional term and LTV based upon market conditions.

  8. The time frame from start to funding may be as little as 7–14 business days.

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Common Stock Markets That Shares Can Obtain Stock Loans


Country Exchange Exchange Abbreviation

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  1. Athens Athens Stock Exchange ASE

  2. Australia Australian Securities Exchange ASX

  3. Canada Canadian National Stock Exchange CNSX

  4. Canada Toronto Stock Exchange TSX

  5. European Union EU NYSE Euronext NYX

  6. Germany Frankfurt Stock Exchange FWB

  7. Hong Kong Hong Kong Stock Exchange HKEX

  8. Indonesia Indonesia Stock Exchange IDX

  9. Japan Tokyo Stock Exchange TSE

  10. Malaysia Bursa Malaysia KLSE

  11. Philippines Philippine Stock Exchange PSE

  12. South Korea Korea Exchange KRX

  13. Singapore Singapore Exchange SGX

Thailand Stock Exchange of Thailand SET
Turkey The Borsa Istanbul BIST
United Kingdom London Stock Exchange LSE

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Why Work With Platinum Global Stock Loans and Securities Lending

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UNPARALLELED PROFESSIONALISM

Our professionalism is formed on a foundation of knowledge gained through our broad international presence and experience developed through our services in global financial markets.


PERFORMANCE AND BENCHMARKS

Our consultants and financial advisors demonstrate a strong performance record in services for our ultra high net worth individuals and institutional clients, but they are
never content to rely on that record. Rather, they have established that record as a benchmark that is to be met and exceeded in all advisory and management services for individuals and corporate entities.

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A COMPLETE SLATE OF SERVICES

We provide the highest quality of services under the aegis of a single entity. Our full-service capabilities offer superior coordination of investment advice, execution, reporting, and administration with an optimum fee structure that reduces duplication and service conflicts.

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NATIONAL AND INTERNATIONAL NETWORK

Our consultants and advisors maintain relationships with key opinion leaders in both global and private financial institutions in North America, Europe and throughout the countries of Southeast Asia. We have access to worldwide securities lending  and worldwide stock loans with banks, family offices, ultra high net worth individuals, private institutions and many more lenders at our disposal.


24/7 – 365 SERVICES AND SUPPORT

Modern global investment markets operate around the clock. Our clients receive continuous support from our consultants and advisors on an everyday and at all times basis to verify timely execution of transactions and administration of services.

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CONFIDENTIALITY AND PRIVACY

Our advisors and consultants maintain strict independence that enables them to consider the client’s financial goals above all else. We adhere to the strictest financial and
securities services regulations of professional financial regulatory bodies in the geographic markets and territories that we serve.

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OUR INTERNATIONAL AND FINANCIAL NETWORK

Through our participation in multiple global debt and equity transactions, we have forged alliances with many of the top international investment and commercial banks. These alliances give our advisors and consultants access to transactions and expertise that they can then use to deliver superior financial advice and asset management services.

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Get in Touch

Railway House
Irlam Rd
Urmston
Manchester
M41 6NA
United Kingdom

01618182915

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